Estimated Build Cost in Texas
Range: $289,189 – $368,059
Upgraded finishes, quality materials
Mid-Range Finish Includes
* Excludes land cost, which varies widely by location. Add $20,000–$200,000+ depending on your area.
Income Rule of Thumb
To keep housing costs under 28% of gross income, you'd need to earn at least $72,343/year to afford this 2,000 sq ft home.
Rate: 6.65% — Freddie Mac Primary Mortgage Market Survey, Aug 20, 2026. Does not include property taxes, insurance, or HOA fees.