Florida vs Texas
Side-by-side construction cost comparison for 2026. Building a 2,000 sq ft home in Texas saves approximately $48,000.
More affordable for new construction
Texas
$173/sq ft vs $197/sq ft — saves $48,000 on a 2,000 sq ft build
| Metric | Florida | Texas |
|---|---|---|
| 2026 $/sq ft | $197 | $173 ✓ |
| 1,500 sq ft | $295,500 | $259,500 ✓ |
| 2,000 sq ft | $394,000 | $346,000 ✓ |
| 2,500 sq ft | $492,500 | $432,500 ✓ |
| Labor Index | 0.98 | 0.90 ✓ |
| Material Index | 1.12 | 0.94 ✓ |
| Avg Permit Cost | $3,200 | $2,400 ✓ |
| Median Home Price | $398,000 | $322,000 ✓ |
| Home Price YoY | +2.8% | +3.1% |
| Climate | Subtropical/Tropical | Humid subtropical/Semi-arid |
Florida Notes
- ›Hurricane-impact windows and doors required
- ›Elevated foundations in flood zones
- ›High humidity moisture management
- ›No frost line concerns
- ›Impact-resistant roofing code
Texas Notes
- ›Expansive clay "black cotton" soils require pier foundations
- ›Post-Winter Storm Uri code upgrades
- ›Extreme heat and wind requirements
- ›Fast-growing markets in Dallas, Austin, Houston
Cost by Home Size
| Size | Florida | Texas | Difference |
|---|---|---|---|
| 500 sq ft | $98,500 | $86,500 | Texas saves $12,000 |
| 1,000 sq ft | $197,000 | $173,000 | Texas saves $24,000 |
| 1,500 sq ft | $295,500 | $259,500 | Texas saves $36,000 |
| 2,000 sq ft | $394,000 | $346,000 | Texas saves $48,000 |
| 2,500 sq ft | $492,500 | $432,500 | Texas saves $60,000 |
| 3,000 sq ft | $591,000 | $519,000 | Texas saves $72,000 |
| 4,000 sq ft | $788,000 | $692,000 | Texas saves $96,000 |
| 5,000 sq ft | $985,000 | $865,000 | Texas saves $120,000 |