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Ohio vs Kentucky

Side-by-side construction cost comparison for 2026. Building a 2,000 sq ft home in Kentucky saves approximately $34,000.

More affordable for new construction

Kentucky

$156/sq ft vs $173/sq ft — saves $34,000 on a 2,000 sq ft build

MetricOhioKentucky
2026 $/sq ft$173 $156
1,500 sq ft$259,500 $234,000
2,000 sq ft$346,000 $312,000
2,500 sq ft$432,500 $390,000
Labor Index0.90 0.81
Material Index0.94 0.85
Avg Permit Cost$2,100 $1,700
Median Home Price$242,000 $218,000
Home Price YoY+5.5% +4.2%
ClimateHumid continental Humid subtropical

Ohio Notes

  • Moderate cost market
  • Glacial soils may have bearing issues
  • Cold winters, frost line to 36"
  • Strong skilled trades workforce
Full Ohio guide →

Kentucky Notes

  • Low labor costs
  • Karst limestone terrain requires foundation testing
  • Tornado risk in western areas
Full Kentucky guide →

Cost by Home Size

SizeOhioKentuckyDifference
500 sq ft$86,500$78,000Kentucky saves $8,500
1,000 sq ft$173,000$156,000Kentucky saves $17,000
1,500 sq ft$259,500$234,000Kentucky saves $25,500
2,000 sq ft$346,000$312,000Kentucky saves $34,000
2,500 sq ft$432,500$390,000Kentucky saves $42,500
3,000 sq ft$519,000$468,000Kentucky saves $51,000
4,000 sq ft$692,000$624,000Kentucky saves $68,000
5,000 sq ft$865,000$780,000Kentucky saves $85,000