Home / Report / Pennsylvania vs New Jersey

Pennsylvania vs New Jersey

Side-by-side construction cost comparison for 2026. Building a 2,000 sq ft home in Pennsylvania saves approximately $90,000.

More affordable for new construction

Pennsylvania

$203/sq ft vs $248/sq ft — saves $90,000 on a 2,000 sq ft build

MetricPennsylvaniaNew Jersey
2026 $/sq ft$203 $248
1,500 sq ft$304,500 $372,000
2,000 sq ft$406,000 $496,000
2,500 sq ft$507,500 $620,000
Labor Index1.10 1.35
Material Index1.06 1.29
Avg Permit Cost$2,800 $5,500
Median Home Price$288,000 $515,000
Home Price YoY+4.2% +5.1%
ClimateHumid continental Humid subtropical

Pennsylvania Notes

  • Philadelphia area significantly more expensive
  • Union vs. open shop varies by region
  • Frost line to 36"
  • Karst limestone in some areas
Full Pennsylvania guide →

New Jersey Notes

  • High union labor rates
  • Strict NJ Uniform Construction Code
  • Coastal flood zone extensive
  • Environmental impact reviews common
Full New Jersey guide →

Cost by Home Size

SizePennsylvaniaNew JerseyDifference
500 sq ft$101,500$124,000Pennsylvania saves $22,500
1,000 sq ft$203,000$248,000Pennsylvania saves $45,000
1,500 sq ft$304,500$372,000Pennsylvania saves $67,500
2,000 sq ft$406,000$496,000Pennsylvania saves $90,000
2,500 sq ft$507,500$620,000Pennsylvania saves $112,500
3,000 sq ft$609,000$744,000Pennsylvania saves $135,000
4,000 sq ft$812,000$992,000Pennsylvania saves $180,000
5,000 sq ft$1,015,000$1,240,000Pennsylvania saves $225,000