Cost to Build a 500 sq ft Home in Massachusetts (2026)
Building a 500 sq ft two-story home in Massachusetts costs approximately $106,088–$135,022 for mid-range finishes.Massachusetts has a construction cost multiplier of 1.35× the national average.
Basic
Builder-grade finishes
$89,134
$178/sq ft
MOST COMMON
Mid-Range
Quality materials
$120,555
$241/sq ft
Premium
Custom high-end
$164,160
$328/sq ft
Estimated Build Cost in Massachusetts
$120,555
Range: $106,088 – $135,022
$241
per sq ft
$641/mo
est. mortgage
Configure Your Build
5004,0008,000
Upgraded finishes, quality materials
20% ($24,111)
3%20%50%
Mid-Range Finish Includes
- • Quartz countertops
- • Hardwood floors
- • Semi-custom cabinets
- • Upgraded fixtures
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Line-Item Estimate
500 sq ft · mid quality
🏗️Foundation & Concrete
Full basement or reinforced crawl space
$12,056
10%
🪵Framing & Structure
Advanced framing techniques, engineered lumber
$19,289
16%
🏠Exterior & Roofing
Fiber cement siding, architectural shingles
$15,672
13%
⚡HVAC / Plumbing / Electrical
High-efficiency HVAC, PEX plumbing, 200A service
$21,700
18%
🧱Insulation & Drywall
Blown-in insulation, smooth-finish drywall
$8,439
7%
🎨Interior Finishes
Quartz counters, hardwood floors, semi-custom cabinets
$19,289
16%
Total Estimate
Range: $106,088 – $135,022
$120,555
$241/sq ft avg
* Excludes land cost, which varies widely by location. Add $20,000–$200,000+ depending on your area.
Building a 500 sq ft Home in Massachusetts
Key Considerations
- → High union labor costs
- → Strict energy codes (Stretch Code)
- → Historic district restrictions in many towns
- → Glacial till soil conditions
Cost Summary
State cost multiplier1.35×
Labor index1.38×
Typical permit cost$5,500
500 sq ft basic$89,134
500 sq ft mid$120,555
500 sq ft premium$164,160