How much does it cost to build a 1,500 sq ft home in Mississippi in 2026?

Building a 1,500 sq ft two-story home in Mississippi costs $183,887–$234,037 for mid-range finishes in 2026, or $139 per square foot. Basic quality runs $154,499 and premium $284,544. Mississippi has a cost multiplier of 0.78× the national average.

Does this 1,500 sq ft estimate for Mississippi include land?

No. These are construction costs only. Land, site prep, permits (typically $1,600 in Mississippi), design fees, and financing are additional.

Cost to Build a 1,500 sq ft Home in Mississippi (2026)

Building a 1,500 sq ft two-story home in Mississippi costs approximately $183,887–$234,037 for mid-range finishes.Mississippi has a construction cost multiplier of 0.78× the national average.

Basic

Builder-grade finishes

$154,499

$103/sq ft

MOST COMMON

Mid-Range

Quality materials

$208,962

$139/sq ft

Premium

Custom high-end

$284,544

$190/sq ft

Estimated Build Cost in Mississippi

$208,962

Range: $183,887 – $234,037

$139

per sq ft

$1,111/mo

est. mortgage

Configure Your Build

ZIP Code (optional — for local rates)

State

Square Footage

sq ft

5004,0008,000

Finish Quality

Upgraded finishes, quality materials

Home Style

Down Payment20% ($41,792)

3%20%50%

Mid-Range Finish Includes

• Quartz countertops
• Hardwood floors
• Semi-custom cabinets
• Upgraded fixtures

Loading chart…

Line-Item Estimate

1,500 sq ft · mid quality

🏗️Foundation & Concrete

Full basement or reinforced crawl space

$20,896

10%

🪵Framing & Structure

Advanced framing techniques, engineered lumber

$33,434

16%

🏠Exterior & Roofing

Fiber cement siding, architectural shingles

$27,165

13%

⚡HVAC / Plumbing / Electrical

High-efficiency HVAC, PEX plumbing, 200A service

$37,613

18%

🧱Insulation & Drywall

Blown-in insulation, smooth-finish drywall

$14,627

🎨Interior Finishes

Quartz counters, hardwood floors, semi-custom cabinets

$33,434

16%

Total Estimate

Range: $183,887 – $234,037

$208,962

$139/sq ft avg

* Excludes land cost, which varies widely by location. Add $20,000–$200,000+ depending on your area.

Building a 1,500 sq ft Home in Mississippi

Key Considerations

→ Lowest construction costs in the US
→ Coastal hurricane requirements
→ Expansive clay soils common

Cost Summary

State cost multiplier0.78×

Labor index0.76×

Typical permit cost$1,600

1,500 sq ft basic$154,499

1,500 sq ft mid$208,962

1,500 sq ft premium$284,544

Cost data: HouseBuildCalc Permit Cost Index (876,000+ building permits, 1,700+ ZIP codes), U.S. Census Bureau Survey of Construction, BLS Producer Price Index, NAHB Cost of Constructing a Home (published summaries). For planning purposes only — obtain professional bids before committing to a budget. See our methodology: housebuildcalc.com/methodology/